随时保持高度的警惕，做好一切未来的防范

 为贯彻落实全国互联网金融风险专项整治下一阶段工作部署动员会精神，了解近期网贷行业风险情况，促进互联网金融规范健康可持续发展，7月16日，上海市互联网金融行业协会召开网贷机构座谈会。陆金所、拍拍贷、点融、钱牛牛等十多家网贷平台受邀参与了此次座谈会。

 在座谈会上，上海互金协会指出，近期出现问题的网贷平台绝大多数都不是合规平台，这恰恰印证了行业专项整治的方向是正确的，行业已进入良币驱逐劣币、加速自我净化的阶段。随着不合规平台的淘汰出局，合规优质的平台将在监管的指引下走上规范发展之路。与会代表纷纷表示，将坚决拥护监管部门规范整顿行业的决定，努力化解网贷行业的金融风险。

 上海互金协会同时表示，打铁还需自身硬，从业人员要坚守初心，坚持普惠金融，坚守法律底线和政策红线，按照整改验收标准严格要求自己。要勇于承担维护社会稳定和金融稳定的责任，不跑路、不失联，经营上遇到困难的，主动和监管部门及公安机关进行沟通，妥善有序退出。

 会议同时还进一步希望监管部门能够加速备案政策的具体落地，希望能够成熟一家备案一家。

 希望公安机关严厉打击非法机构，维护好投资人的权益。希望媒体能够对网贷平台所出现的问题客观、真实、公正、全面报道，不片面引导舆论，不刻意制造恐慌，不为时效性和阅读量传播扩散不实信息，误导投资人。

 希望投资者不断提高风险识别的能力，充分认识投资风险，选择符合自身风险承受能力的产品。遇有问题，合法合情合理地维护自身权益。

 对于参与此次座谈会，钱牛牛市场副总裁陈倾心对记者强调，钱牛牛愿意全力配合协助协会和监管开展各项活动。在呼吁行业正能量的同时，我们最重要的还是做好自己，不忘初心，敬畏风险，随时保持高度的警惕，做好流动性风险管理、贷款余额风险管理、合规管理等一切关于未来的防范，这样才能让我们所有的投资用户能够不受任何影响，真正实践牛牛的核心企业价值：用户第一的承诺。此外，对于那些合规稳健运营的平台同行，钱牛牛也希望大家共同努力，共同坚守合规的决心和信念，加强经营管理，不断提升自身技术实力，练好内功，拥抱监管，为重塑行业的公信力贡献从业平台应尽的力量。

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